It’s easy to get a credit card and it’s even easier to misuse it. Do you agree?

I had a chat with my former officemate last night who is now based in Texas, USA. She told me that she’s having a hard time in paying her credit card bills and other debts.It’s affecting her everyday life already because some creditors are harassing her through mails and phone calls. I honestly informed her that I don’t have much knowledge about credit card laws in the USA, but I shared to her my story on how I was able to clear my credit card debts. I even advice her to check on some plano credit repair company to assist and perhaps help her on how to clear her negative credit ratings too.

I used to have 6 different credit cards in my wallet. Whenever I want something, I just whip out my card thinking that I can pay it through my salary which I’m receiving every month. But it was a gross mistake on my part. What I always have in mind was my high credit card limit  but not the real cash on hand, and my monthly take home pay. And before I knew it, I was already buried in debt and unable to pay even the minimum payment.

This greatly affected my  credit history when it was time to get a loan.  Somehow, the banks knew that I defaulted on most of my credit cards payment in the past.

At first I did not inform my husband about my problem but since we need to get a loan from the bank, I disclosed to him what happened. My husband helped me by lending me some amount to gradually close all my credit cards. Yes, he wanted me to cut all my credit cards in two. Being a dutiful wife, I resigned to my husband’s desire. It was a struggle in the beginning  but when I was able to pay the full amount on the first credit card, everything became smoothly until I was able to settle all 6.

I don’t want to be in that situation again. So I followed my husband advice to drop everything. I even requested a certificate of full payment from the credit card companies just in case I’ll be needing them later on. I was glad I did. After some few years ( 2 years to be exact, I think), my credit report was on the positive side already and was able to get a loan for our house.

Lessons learned.

• Two credit cards is more than enough already.
• Control your spending even if you  have high credit limit.
• Don’t give in to installment basis if you can’t even pay the item in full cash.
• Pay the balance in full  on or before due date.
• If you’re having trouble paying your credit card debts, settle it as soon as possible.
• Tell your husband about your spending habit.

The Sinulog festival is one of the tourism’s well-known highlights in the country. Its event is a month long celebration starting from the 3rd Sunday in the month of January (from 2 to 31,) a really great way to start your new years. The feast is done in honor of the child Sto. Nino, whom is paraded in thanks and blessings through a procession and Mardi gras in Cebu, the City of Culture according to the Association of Southeast Asian Nations (ASEAN.)

Actually, the dance presentations itself serve as prayers for devotees as well as creative galas for artists and designers. For this Sinulog 2012, Mayor Michael Rama even appealed its local communities to be “Be hospitable, be vigilant” in preparation for its Asian theme with a funding of up to Php 40 million. President Benigno Aquino III and Vice President Jejomar Binay will grace their presence, much to the city’s glee and delight.

From December 15, 2011, ticket sales have been on going until the first day of the event itself. You can buy from the Sinulog Foundation Inc. (SFI). According to SFI’s Executive Director Ricky Ballesteros, they will need a better crowd control and improved performances from artists this year’s celebration rites. Although, last year, the festival was held really safe, just like in the past. Moreover, it seems that the crowd is so big in number to even pave way for what they are watching. Unfortunately, the venue can’t be expanded, so if you’re planning to go there this month, be sure to follow instructions and tell other spectators too. As for the artists, there were opened sponsored workshops to enhance their performances. This opportunity has shown more promises in just one event compared to other festivals in the country. Plus, they are free!

One of the much awaited contests is the Sinulog Idol. Wherein, there will be 12 finalists to watch. It is a singing competition in collaboration with the Center for Pop Music Philippines and Soundtraxx Productions Studio.

For a much detailed account, read below for the list and dates of Sinulog 2012 activities:

Dec 01 – Jan 31, 2012    Sinulog Street Fair, Osmeña Blvd.
December 11, 2011    2nd Sinulog Cup Baseball Tournament c/o Cebu City Sports Commission
December 12, 2011    Sinulog on the Spot Painting Contest @ Fort San Pedro
December 16, 2011    Launching and Sinulog Photo Exhibits @SM City
December 17, 2011    Sinulog Poster Making Contest @ Emall
December 30, 2011    Sinulog 2012 Fun Run
December 30, 2011    Sinulog Best Dance Crew Elimination
December 30, 2011    Sinulog Musicfest Elimination

January 05, 2012 (Thursday)    Opening Salvo: Walk with Jesus
4:00 AM    Assembly Time (Area) Fuente Osmeña
4:30 AM    Start of Walk-Fuente Osmeña Blvd. – Basilica del Sto. Niño
5:30 AM    Installation of Hermano & Hermana Mayores 2012

January 06, 2012 (Friday)    Sinulog 2012 Kick Off
2:00PM    Solemn Mass (Basilica del Sto. Niño) sponsored by the Sinulog Foundation Inc and Cebu City government
3:00 PM    Launching Parade (Basilica del Sto. Niño to Cebu City Sports Center)
7:00 PM    Opening and Launching Program, Fuente Osmeña
7:30 PM    Ms. Cebu 2012 Presentation @ Fuente stage
9:00 PM    Sinulog Idol (Fuente Osmeña Circle)
10:00 PM    Streen Party Bands

January 7, 2012 (Saturday)    Sinulog sa Kabataan – Lalawigan
8:00 AM    2nd SINULOG FOOTBALL CUP c/o Cebu City Sports Commission
1:00 PM    Parade of Participants, Capitol Site to Cebu City Sports Center
2:00 PM    Sinulog sa Kabataan sa Lalawigan, Cebu City Sports Center
4:30 PM    Awarding of Winners
6:30 PM    Cultural Show (Fuente Osmeña) Department of Education, Cebu Province Division
8:00 PM    Sinulog Idol (Fuente Osmeña Circle)
9:00 PM    Concert @ the Fuente O , Street Party Bands

January 8, 2012 (Sunday)    Sinulog sa Kabataan – Dakbayan
4:00 AM    Cebu City 2012 Marathon – www.cebumarathon.com
8:00 AM    2nd SINULOG FOOTBALL CUP c/o Cebu City Sports Commission
1:00 PM    Parade of Participants, Plaza Independencia to Cebu City Sports Center
2:00 PM    Sinulog sa Kabataan sa Dakbayan, Cebu City Sports Center
4:30 PM    Awarding of Winners
6:30 PM    Cultural Show (Fuente Osmeña)
8:00 PM    Sinulog Idol (Fuente Osmeña Circle)
9:00 PM    Concert @ the Fuente O, Street Party Bands

January 9, 2012 (Monday)
6:30 PM    Cultural Show (Fuente Osmeña) University of Southern Philippines, Cebu Institute of Technology University, St. Paul’s College Foundation
8:00 PM    Sinulog Idol (Fuente Osmeña Circle)
9:00 PM    Concert @ the Fuente O , Street Party Bands

January 10, 2012 (Tuesday)
6:30 PM    Cultural show (Fuente Osmeña)
8:00 PM    Sinulog Idol (Fuente Osmeña Circle)
9:00 PM    Concert @ the Fuente O , Street Party Bands

January 11, 2012 (Wednesday)
9:00 AM    Airport Welcome (Balikbayan Flights)
6:30 PM    Cultural Shows (Fuente Osmeña) Department of Education, Cebu City Division
7:00 PM    Ms. Cebu 2012 Coronation Night, Waterfront Lahug Hotel
8:00 PM    Sinulog Idol (Fuente Osmeña Circle)
9:00 PM    Concert @ the Fuente O , Street Party Bands

January 11-22, 2012    Sinulog Fiesta “OTOP Fair 2012″ Atrium A & B SM City Cebu Organized by Department of Trade & Industry -Cebu
January 12, 2012 (Thursday)
9:00 AM    Airport Welcome (Balikbayan Flights)
10:00 AM    Sinulog Festival Queen 2012 Photo Shoot
6:30 PM    Cultural Shows (Fuente Osmeña) Salazar Colleges of Science Institute of Technology, Cebu Normal University, Asian College of Technology
6:00 PM    Balik Cebu, Welcome Party @ Ayala Center Cebu
8:00 PM    Sinulog Idol (Fuente Osmeña Circle)
8:00 PM    Handumanan @ Ayala Terraces
9:00 PM    Concert @ the Fuente O , Street Party Bands

January 13, 2012 (Friday)    Visual Merchandising Contest
(Dept. Stores and Malls)
4:00 AM    Walk with Mary (Area) Fuente Osmeña-Sto. Niño
9:00 AM    Solidarity Meeting (All Competing Contingent /
Floats / Higante / Puppteers) @ Cebu City Sports Center Gym
5:00 PM    Sinulog Best Dance Crew Grand Finals
6:30 PM    Cultural Shows (Fuente Osmeña) University of San Jose Recoletos, Southwestern University, Cebu Technological University
7:30 P.M    Metro Cebu Popular Music Festival, Cebu Coliseum
7:30 P.M    Sinulog Festival Queen 2012, Cebu City Sports Center
9:00 PM    Concert @ the Fuente O , Street Party Bands

January 13-15, 2012
9:00 AM    Devotees’ City organized by Cebu City Government
January 14, 2012 (Saturday)
6:00 AM    Fluvial Procession of the Miraculous Image of Sto. Niño
9:00 AM    Re-enactment of the Baptism of Queen Juana and Rajah Humabon Basilica del Sto. Niño
12:00 PM    8TH “THE STREET VIBRATION & BIG BIKE RALLY 2012, by V-max Owner’s Group, Inc. Cebu Chapter
2:00 PM    Solemn Procession of the Miraculous Image of Sto. Niño
7:00 PM    Sinulog Fireworks Competition @ SM City Cebu
7:00 PM    Street party @ Fuente Osmeña and Plaza Independencia
8:00 PM    Kasadya Nite Mardi Gras @ Ayala Center Cebu

January 15, 2012 (Sunday)    SINULOG GRAND PARADE
4:00 AM    Mañanita Mass @Basilica del Sto. Niño
6:00 AM    Pontifical mass with His Eminence Ricardo J. Cardinal Vidal
9:00 AM    Sinulog Grand Parade Carousel Kick Off
7:00 PM    Grand Fireworks, Cebu City Sports Center
7:30 PM    Street Party Bands, Fuente Osmeña

January 16, 2012 (Monday)
1:00 PM    Awarding Ceremonies, Cebu City Sports Center

January 20, 2012 (Friday)    “HUBO”
4:00 AM    “HUBO Mass” Ritual @ Basilica del Sto. Niño

January 21-22, 2012    CEBU CHESS FESTIVAL – “WORLD’S LARGEST CHESS TOURNAMENT” @ the Cebu City Sports Center
January 28, 2012 (Saturday)
1:00 P.M    Screening of Finaslists Short Film/Video Documentary Contest
1:30 P.M    Sinulog 2012 Winning Photo Exhibits
6:00 P.M    Awarding Ceremonies Photo Contest and Video Documentary Contest @SM City Cebu

January 28 – Feb. 10, 2012    Photo Exhibits “Winning Photos Sinulog ‘10 @SM City Cebu
For added details: Contact The Organizers at 253700, 2545010, telefax 4164548

Read Filipiniana Books!
Buy Your Copies at the Filipinas Heritage Library Online Book Club

If you are a book lover, you should visit the newly improved Filipinas Heritage Library. They now have a generous list of Filipiniana books, journals, magazines, videos, music, and CD-ROMs (meaning the authors are Filipinos) sold online at their “Libros Filipinos” book club.

Its goal is to allow an extensive research place that is both available locally and internationally for the eyes and ears of kids or adults. Now, our fellow Filipinos, who are abroad and can’t go home in our country, can enjoy reading culture-based materials. From year 1996, the library has been a leading one-stop electronic library of Filipiniana books and other resources.

New projects on a widened commitment to reading beyond the functions of a traditional library have been started last year as part of its 15th year celebration. At “Filipiniana Online,” the price ranges from Php 80 to 11,100. Looking into the categories, you can see that a lot of these books are written under extraordinary and unique topics, anyone would absolutely die for!

Here are some of them:

• Ako si Kaliwa, Ako si Kanan (Category: Book: Children’s Literature) – written by author, Russell Molina
• Alien To Any Skin (Category: Book: Poetry) – written by author: Jim Pascual Agustin
• After The Storm: Stories on Ondoy (Category: Book: Essay) – written by editor, Elbert Or
• Bravo Filipino (Audio CD) (Category: Non Book: Multimedia) – written by author, Jaime Zobel
• Gitnang Uring Fantasya (Category: Book: Poetry) – written by author, Rolando B. Tolentino
• Legaspi: The Making of a National Artist  (Category: Book: Autobiography/Biography) – written by author, Alfredo A. Roces
• The Love of My Buhay: A Pinoy Love Poem Just For You (Category: Book: Poetry) –
• created by artist, Elbert Or
• The Road Less Travelled: Project Development by LGUs for LGUs (Category: Book: Reference) – written by authors, Colin Hubo, Dionisio Paelleras, Jr., Rolando Dy, Winston Conrad Padojinog and Gilbert Llanto
• True Encounters wth the Unknown (Category: Book: Fiction) – written by author, Jaime T. Licauco
• Unsurrendered 100 Voices (DVD) (Category: Non Book: Multimedia) – written by Author: A Spyron-AV Manila Production

Other projects are Book Donations, “Bravo,” “Teens Read, Too!” and the “MyLibrary” for communities and public schools, which was promoted last August 2011 by apl.de.ap, the famous Half-Filipino international singer and member of “Black Eyed Peas” group, when he opened a music studio, computer room and library at his own alma mater: Holy Angel University (HAU) and Sapang Bato National High School (SBNHS) in Angeles City, Pampanga.

Visit the site now for further details on the latest books. Just go through Bibliofiles, shop online with its website book catalog and read news or updates from the Filipinas Heritage Library. Even better, you can bring the whole family for an afternoon reading at their land location in the Nielson Tower, Makati.

Aim to dig-up the coolest finds, but low-cut gifts this season? Visit the Novel Discovery Bazaar now. Any budget would fit in with its really cheap and affordable products sold in kiosks, stalls and “tiangges.”

Here are some shopping tips from Ms. Aida Gregorio, the project manager herself:

• Start at the most convenient time possible. You should allow only two hours of shopping hours.
• Wear cool and comfortable clothes as well as limit wearing jewelries or accessories that can add to the hassle of carrying things that you have shopped for from stall to stall.
• Write down everything you want to buy and who will be given the gifts.
• There should be a definite budget for each gift to give.
• Bring shopping bags in reasonable numbers that you can use as well as re-use for shopping at the bazaar.
• Keep the receipt.
• Check what you have shopped for numbers and repairs.
• Take care and look after your personal possessions.

Prices for men and women t-shirts can range from Php 99 up to 150 only. On the other hand, shoes are offered in a buy-one-take one discount promo, which are made in high quality and in lots of sizes. There are also casual or formal blouses offered in 3 for Php 580, really affordable. You just have to buy once for 2 persons.

Store hours are: 11 am to 9 pm during Monday to Thursday and 11am to 10 pm during Friday to Sunday. This year, on its 11th run, there are 23 shopping days to enjoy. Namely they are:

• World Trade Center – November 18 to 27 and December 21 to 23
• PICC Forum – December 9 to 18

The proceeds of the bazaar will go to the GMA Kapuso Foundation, Associate Missionaries of Assumption and Bantayog ng mga Bayani Foundation. Helping are the hands of GMA Network and the Philippine Daily Inquirer to be able to acquire more buyers and sellers.

Were you shocked with the title of my post today? Don’t be.

It’s the time of year once more when many of us get loads of cash from year-end bonuses, at least for the working moms out there. And for those who are not in active working force anymore, well just ask for your husband’s bonuses. 

I’m pretty sure a lot of you can easily answer my question. Majority will answer ” spend, spend and spend!” Well, that’s my answer too… but I’m thinking on some other ways to put a part of it in savings. Not too big, but enough to start the ball rolling of savings for the future. My husband told me that If I want to keep my money, then I’ll just deposit it on a bank but If I want to make it grow then I need to invest it.

A badminton friend of mine told me that every end of the year, together with her husband, they pooled their money together and invest in stocks. Well, I don’t know anything about these kind of investments  but I’ve been reading more and more online like the Timothy Sykes penny stocks.

Good thing another friend of mine, who is connected to a local life insurance and a mutual fund company, explained to me how stocks works. Since I’m not an active player in buying and selling stocks, she encouraged me instead to look into mutual funds. She told me it’s the same with the pooling of money that my badminton friend is doing, the money for mutual funds is being pooled also from a lot of people and invest them on different portfolios like stocks. The advantage of this is that you don’t need to be involve in day-to-day o buying and selling of stocks since a Fund Manager will take care of it.

So for those of you who doesn’t know where to spend, I mean to save your hard earned money, you  may get in touch with me and I’ll refer you to my friend.

As couples grow old, they will need a retirement community wherein choosing a good health care system is vital. As Pinay Moms, you and your husbands should now start investing on an effective health care system. You can search them among the Internet advertisements offering this kind of services.

How can you say if it is the right choice for you? One should cover programs catered especially for needs on prevention of diseases and illness as well as the promotion healthy lifestyles for the both of you, endowment of the newest health technologies and guiding materials containing the most novel health and medical products, with particular treatments using special products for the prevention, health discovery and treatment of disease.

Life says that a good health is the heart of an investment. Every hale and hearty person can complete activities that make it meaningful to be alive. As you and you husband get old, so does your happiness level. Thus, exhausting more energy than you can think of. Incorporating a health care system in your routines is 1 way of sustaining and enhancing your health. You can combat daily environmental and behavioral threats in this way. Our goal in life should be to add years, life to these years.

If you are not still a part of it, nowadays, there is an obsession with bearing bodies to die for. Anyone of us would want to reach this state in our lives. Some even say that this effect on people is a good manner of skirmishing diseases and affecting relationships over actually no effort at all.

Health promoters also attest that end results of a good health care system show members on exhibiting added exercises, maintaining lighter weights and eating balanced diets that improves each day at their dining tables. Yet, critics of the said health solution have protested that this way of contouring up a body can only give us empty hearted and selfish personalities at the end. They say that members will only show care from own gratifications. However, stop worrying, because these conjunctions are so false.

Who are the experts to ask? If you really want a very effective health care system, you can consult the nearest health workers, health policy makers, health analysts and health service users reachable in your area. They should be capable of a better and broader grasps on aspects of health, its causes, needed phases and follow-up treatments. Besides, you can also read scholarly materials from books with chapter discussions on topics like academic debates, occupational health, health philosophy, policy statements, distribution and risks of health and disease patterns or health curriculum.

Incorporating studies on well-being under health care system will introduce the re-conceptualization of health, fresh ways of perceiving health, a new way of studying what health is, and a broadened understanding of health that was resulted due to an absence of disease or physical functioning to comprise of social issues, like transport, work, housing, sexuality and the diversity of risks with choice, behavioral and outlook factors.

Moreover, studying well-being in terms of health, a person’s key life experiences and conditions are compared with the health policy and practice, which you and your husband can actually be really facing today.

Hence, know what to include in a daily diet. See you and your husband today transform health into well-being with the benefits of a good health care system! It is the key to a balanced life.

To be honest, our family don’t celebrate Halloween but this doesn’t mean that we don’t visit our relatives during these long vacation holidays. Actually this is one of the holidays that we are looking forward to because it gives us the opportunity to travel for a longer time.

Just like the holidays, we all look forward to reunions during Nov. 1 and 2. Wherein, we get to taste real Filipino dishes like “sapin-sapin,” “biko,”  and “puto,” lemon bisquits, “suman” and a lot more foods that are not only sweet but are every Pinoy’s favorite to eat during these times. If they are not cooked by grandmothers, our aunts or moms of course would love to sample their own Filipino style recipes of these goodies. Else, you can buy these from baking stores like Colette’s Buko Pie and Pasalubong, Mega Melt or Pancit ng taga Malabon.

If you want to bring flowers, you can order them now online at Manila Blooms. Other means can be at the Cebu flower market or in Manila, The Dangwa Flower Market, wherein prices are really low and cheap.

While our relatives, it is also fun to share stories and tales your cousins haven’t heard from you. This time stories are really scary and are part of the Filipino culture. You can share your personal accounts or experiences with “aswang,” “dwende,” “tikbalang,” white ladies and other mythical bodies seen during an eerie night. There are relatives who would even come from abroad just to visit during “Undas.” Surely, they would love to hear these scary stories from you.
Compared to other countries, here our culture shows that Undas can also be something to look forward to at the end of the year. There are even dancing in the streets, cemetery or other places any family can celebrate all night long. Costume parties are everywhere now in the Philippines. Usually they are held during this time of the year, but there are also some events and contests on Undas, like the “adobo Run After Dark 2011” to be held at the Aseana City, or the “World Anime Cosplay Summit 2011: Hero face off contest.” Though, it is not specifically Halloween, like how the westerns have.
You can share how you celebrate “Undas” with us! Just post your own version of stories through the comment box below.

The enforcing of anti-smoking law around Metro Manila is temporarily halted after a court in Mandaluyong ordered the Metropolitan Manila Development Authority (MMDA) not to implement it.

According to MMDA, the temporary restraining order only covers sidewalks and public thoroughfares, so it means it’s still being enforced in other areas.

As a non-smoker, I really can’t tolerate the smell of  bad breath from someone who smokes specially those smokers blowing smoke in public places as if they don’t care about the people around them. Please do note there were times that I puffed cigarettes in college so I know how to get rid of the bad smell before I gets home.

I just read some information on electronic cigarettes or e-cigs for short, that there’s no second-hand smoke and no odor of tobacco. If smokers can’t really stop their habit, I’m thinking if they can use e-cigs instead of the real cigarettes. There’s actually no tar or tobacco on this product except only the taste of nicotine which is actually what the smokers are craving for.

Based on some information that I’ve researched, the electronic cigarette is even more economical because it can be restored and used over and over.

So if  you really can’t control the habit, I propose that you try e-cigs. I suggest you visit some electronic cigarette comparison sites to know what is the best type that can help you in quitting. I can’t suggest anything about it because I did not go through this period anymore. What I can assure you is that, this is in reality, your first step in trying to quit your habit of smoking.

Quitting smoking is not easy but you have to take the first step if you really want to get rid of it.

I received this email the other day and I really want to share with all the readers of PinayMom. The message is so powerful that will make you think, as a parent, how do you treat your children. Do you shout at them?

We always notice the graft and corruption happening in our government but do you practice honesty and transparency at home?

Well, I hope you can learn a lesson or two from the message below.

It is in the home that we learn how to treat others. The way a person treats his or her family affects how he or she treats other people. Therefore, parents are responsible in training their children on how they should treat family members. Matthew 7:12 says, “In everything, therefore, treat people the same way you want them to treat you, for this is the Law and the Prophets.

How do you treat your family properly? Here are five ways to apply this principle.

Be Respectful. In order to be respectful you cannot be moody. This means you have to keep your emotions in control. Use kind words, words that can build up a person. As parents, you have to respect your children even though they are subject under your authority. Respect them so they will learn to respect others.

Be Forgiving. Conflicts are inevitable but in Ephesians 4:32, it says, “Be kind to one another, tender-hearted, forgiving each other, just as God in Christ also has forgiven you.” Those who have experienced God’s forgiveness through the redemptive power of the blood of Christ ought to forgive as they have been forgiven. Jesus says to even forgive your brother “seventy times seven”. Kindness is the evidence of forgiveness. You cannot afford to be kind if you have not forgiven. Parents are responsible for creating an environment of joy, forgiveness and acceptance in the home instead of tension and anger.

Be Givers, Not Takers. By nature we are selfish. We think that we’re entitled to many things. But the Bible says: “Do not merely look out for your own personal interests, but also for the interests of others.”(Philippians 2:4) As parents, you should train your children to learn how to appreciate the blessings they have so that they will be givers and not takers. Allow them to see the realities of life and give them opportunities to serve others.

Be Accountable. The Bible tells us, “Better is open rebuke than love that is concealed. Faithful are the wounds of a friend, but deceitful are the kisses of an enemy.” (Proverbs 27: 5-6) Practice honesty and transparency at home. Avoid discussions by raising your voice or by crying. Be humble enough to listen and then clarify your position. If you are wrong, learn to admit your mistakes and ask for forgiveness.

Be a Dream Releaser. Hebrews 10:24-25 says, “and let us consider how to stimulate one another to love and good deeds, not forsaking our own assembling together, as is the habit of some, but encouraging one another; and all the more as you see the day drawing near.” Allow your children to be stretched. Give them wings to fly. Put courage in the lives of your children, as most of them are afraid to fail and lack confidence. Your role is to build in courage by pointing them towards Jesus. In the same way, for young people be dream releasers to your parents also. It is never too late to tell your parents what they can become, too.

To all PinayMom readers, I received this post from a friend of mine who posted it on his Facebook wall. I’m sharing it so you will be forewarned about this person whom his cousin employed as a household helper. Unfortunately, the said person is a thief who steal valuable possession in just few hours right after she was hired. Please read the post below for more information

Beware of this person

ATTENTION WANTED: KATHLEEN ROSE D. MONTUERTO (we’re not even sure if this is her real name.) She was my cousin Iah Sos’ maid that lasted only for a day, they got her from an agency, they left the house for a few hours to pay their bills when they got home, their house is a mess and Kathleen is gone with all their valuable possessions (a laptop and all of its accessories, IPhone, old cellphones, 3 digicams, some cash and some of my cousins jewelry.)

According to police reports in Mandaluyong and Parañaque, this woman had victimized almost more than 10 households, she is a professional and maybe a member of a syndicate. So guys be cautious in employing Maids’ and Yayas’.

If you happen to see this person please, do not hesitate to call the police to arrest her, so that no one will become a victim anymore.

My cousin lives at the lower Antipolo area, so guys beware. Please do tag your relatives and friends especially those who employ Maids and Yayas.

I posted this here, for Facebook has an unlimited network and also to warn you guys! We will never know this woman might be right in front of your door step.